New York State Contractor

Contractor Insurance

Contracting is high-risk business with a unique set of needs. We know what you need to keep the business safe.

With a deep understanding of the unique risks and challenges that contractors face, we've dedicated ourselves to providing tailored coverage and expert guidance to ensure your business is safeguarded from every angle.

contracting business

Arrigo Insurance provides insurance solutions to best protect your business. You have the option to add additional coverages to your standard property and liability protection, including specialized coverages like building coverage, business income, cyber liability, and employee protection. Arrigo Agency works with many contractors and is ready to recommend the best plans for your business.

Tailored Contracting Coverages Offered

  • General Liability Coverage

  • Building Coverage

  • Business Property Coverage

  • Business Income

  • Coverages for Tools, Owned Equipment and Non-Owned Equipment

  • EPLI Coverage

  • Cyber Liability

  • Inland Marine

  • Commercial Auto

  • Umbrella

Core Commercial Coverages

Property Coverage

What your business owns, what rights it holds and what your company is entitled to is important.

  • • Buildings, permanently installed equipment, and outdoor fixtures

    • Computer systems, electronic media, including valuables

    • Outdoor property, including signs and debris removal

    • Property in transit or temporarily off-premises

    • Accounts receivable

    • Employee dishonesty, forgery or alterations

    • Money and securities, on or off premises

Liability Insurance

Mitigate the impact of damages, lawsuits, medical expenses and anything else you're held responsible for, on or off the premises.

  • • Helps with costs to defend and settle claims against your business, including property damage and bodily injury.

    • Fire legal liability/damage to premises rented by you

    • Medical expenses

    • Hired and non-owned auto

    • Primary and noncontributory coverage

Workers Compensation

A business is only as good as its employees. Make sure yours know they're valued with an insurance plan that helps replace lost wages and pays for medical treatment should they suffer a work-related injury.